Bread helps retailers offer pay-over-time solutions as a way to build stronger consumer connections, boost sales, and improve brand loyalty.

Attract More Customers

• Full Funnel. Engage customers before they reach checkout by presenting financing options earlier in the shopping journey.
• Real-Time Decision. Pre-qualification is quick and easy. Let your customers learn about their purchase power in seconds without ever leaving your site.

Boost Your Conversions

• White Label. We’re committed to enhancing your brand, not ours. Customize our tools to match the look and feel of your site. 
• Flexible Financing Options. Offer terms and financing optimized for your products, your order values, and your customers.

Improve Marketing & Loyalty

• Actionable Data. Make informed decisions on how to improve loyalty using detailed insights available on our platform.
• Drive Retargeting. Take advantage of Bread’s robust APIs to reach abandoned shoppers and recover lost revenue.