Questions? Speak to a human.

Questions? Speak to a human.

What is an eCheck?

An electronic check, or eCheck, is similar to a paper check, except customers provide their bank account, routing number, and payment authorization through an online form for electronic processing.

Payment gateway +eCheck plan 

We can set you up with both a payment gateway and eCheck.

Start processing credit cards + eCheck

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  • Monthly gateway: $25
  • Sign up fee: FREE
  • eCheck per transaction fee: 0.75%
  • Credit card per transaction fee: 10¢ + daily batch fee 10¢
  • Additional services

How do eChecks work with Authorize.net?

All the information needed from a paper check (routing number, bank account number) is input into an eCheck authorization form, and then it is sent to be processed through the ACH network.

eCheck diagram

Funds from eChecks are transferred via direct deposit, which is also called electronic funds transfer (EFT), from the customer’s account into the business’s account.

Included in all plans

Advanced Fraud Detection Suit

Identify, manage, and prevent suspicious and potentially costly fraudulent card transactions with our Advanced Fraud Detection Suit (AFDS).

Automated Recurring Billing

Automated Recurring Billing (ARB) is a convenient and easy-to-use tool for submitting and managing recurring, or subscription-based, transactions.

Customer Information Manager

Tokenize and store your customers' sensitive payment information on our secure servers, simplifying your PCI DSS compliance and the payments process.

Invoicing

Send an invoice to anyone with an email address. Invoicing is perfect for businesses that need to send simple, no-hassle invoices.

Not sure where to start?

Learn the basics and find what you need, or call us.