Three steps in the payments process
When customers use their cards to make a purchase, the process of checking that the customer has sufficient funds and authorising the purchase is called authorisation.
Next, the customer's bank verifies that the funds are available and places a hold on those funds.
The process of sending funds from the customer's account to the merchant bank is called settlement. A payment network handles the settlement.
Learn how businesses like yours simplify payments with Authorize.Net.
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