When completing a transaction using V.me by Visa, your customer will be presented with the V.me "lightbox,"which is the V.me pop-up window that appears over your site. This will allow them to register or log in, select their credit or debit card, and choose a shipping address, if applicable. After completing this selection, they will be prompted to confirm the order total on the payment form before submitting the transaction.

V.me by Visa currently only works with our hosted order page, which is available via the Server Integration Method (SIM) API and Simple Checkout. Support for the Advanced Integration Method (AIM) and other APIs will be added soon.

A frame is a Web page or portion of a page that is displayed as embedded content within another page. Authorize.Net does not recommend displaying any checkout pages in a frame. Additionally, the V.me "lightbox" includes security to protect against "click jacking," a process hackers use in an attempt to hijack the transaction process. This security suppresses the use of frames with the payment form.

If you are currently using a frame with your checkout page, you will need to remove the frame in order to offer V.me by Visa as a payment method. If you are unsure as to whether you are using a frame, we suggest you consult a developer.

If you are using Simple Checkout, no changes are required.

If you are using SIM, and your current integration includes the optional "x_method" field, which can be used to limit which payment options appear on the payment form, then your customers may not see V.me by Visa as a payment option. If you are unsure as to whether you are using the "x_method" field, we suggest you consult with a developer.
To allow your customers to choose from all the various payment methods you offer, you or your developer can simply remove the "x_method" field from your code. Removing this field will also allow you to offer additional alternative payment types, should they become available in the future.

V.me by Visa does not support voiding transactions once they have been captured. If you need to reverse a transaction that has already been captured, you will need to wait until the transaction settles (dictated by your transaction cut-off time), then issue a refund.

Alternatively, you may submit your transactions as authorization-only transactions via the SIM API, which will allow you to void the transaction before it is captured. For more information on the transaction types available with the SIM API, please review the SIM API Guide.

Yes. When assessing a transaction for potential risk, V.me categorizes a transaction as one of the following:

  • Low anticipated risk
  • Medium anticipated risk
  • High anticipated risk

You can use these categories to determine whether or not to accept a transaction. You should use a combination of the V.me by Visa risk assessment and your own business experiences and risk tolerance to make a decision that’s in line with your own fraud management policies.

You can view the risk advice for any V.me by Visa transaction in the V.me section of the Transaction Details page within the Merchant Interface. You can also configure your Authorize.Net account to automatically decline transactions with a given risk level in the V.me section of the Alternative Payments page.
Note: V.me by Visa transactions are not screened by the Authorize.Net Advanced Fraud Detection Suite (AFDS).