Accept Retail Payments

Use our Virtual Point of Sale (VPOS) solution to accept swiped card payments at retail locations with minimal expense or technical expertise. Or choose from dozens of pre-integrated, third party POS systems.
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What you'll need to start accepting retail payments:

Payment Gateway Account

A card present Authorize.Net Payment Gateway account provides a reliable and secure connection between your point-of-sale system and the payment networks.

Accept a variety of payment methods
Safe and secure (PCI-DSS compliant)

Industry-leading reputation since 1996
Free, award-winning customer support

Merchant Account

A card present merchant account is a type of bank account that allows retail businesses to accept swiped credit card payments. Use your existing merchant account or, to find a merchant account provider, please see our Preferred Reseller Directory.

Automatic deposit of funds into your bank account
Funds received in as few as 1-2 days*

* Depending on your merchant account provider

Bank represents your interests in transaction disputes
FDIC insured

Learn More About Accepting Retail Payments

How The Credit Card Process Works

See all seven steps of the credit card process

Virtual Point of Sale (VPOS)	Using a fully encrypted card swipe reader, our free, browser-based Virtual Point of Sale turns any Internet-connected computer into a point-of-sale (POS) terminal.
Payment Types	All major credit cards: Visa®, MasterCard®, American Express®, Discover®, Diner's Club, JCB Signature Debit Cards
Online Account	Manage and review transactions, configure account settings, view account statements, download reports, and more through a password-protected website: the Merchant Interface. Set up multiple user accounts with permissions to control account access.
Authorize.Net Compliance	With Authorize.Net, your customers can be confident their data is secure. Learn more about our compliance with industry protocols such as the Payment Card Industry Data Security Standard (PCI DSS).
Building Your Business	Improve your customers' experience by speeding up the checkout process: authorize credit card transactions in as little as three seconds.
Free, Award-Winning Support	Online Support Center Toll-free phone support Online chat eTicket system Web form email

Choose a point-of-sale (POS) solution to use with your Authorize.Net Payment Gateway account.

Authorize.Net Virtual Point of Sale (VPOS)

Using a fully encrypted USB Human Interface Device (HID) swipe card reader, Authorize.Net's Virtual Point of Sale (VPOS) turns any Internet-connected computer into a point-of-sale terminal.

See More Details

Select a Pre-Integrated Point-of-Sale Solution or Kiosk

Many third party POS solutions utilize Authorize.Net for credit card processing, allowing you to accept payments immediately with your Authorize.Net Payment Gateway account. There are dozens of other certified, third-party solutions for online merchants in our Certified Solutions Directory.

Browse Certified Point-of-Sale and Kiosk Solutions

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Accept Retail Payments

Use our Virtual Point of Sale (VPOS) solution to accept swiped card payments at retail locations with minimal expense or technical expertise. Or choose from dozens of pre-integrated, third party POS systems.

What you'll need to start accepting retail payments:

Payment Gateway Account

Merchant Account

Learn More About Accepting Retail Payments

How The Credit Card Process Works

Virtual Point of Sale (VPOS)

Payment Types

Online Account

Authorize.Net Compliance

Building Your Business

Free, Award-Winning Support

Choose a point-of-sale (POS) solution to use with your Authorize.Net Payment Gateway account.

Authorize.Net Virtual Point of Sale (VPOS)

Select a Pre-Integrated Point-of-Sale Solution or Kiosk