Accept Payments Online

An Authorize.Net Payment Gateway account allows you to accept credit cards and electronic checks from websites and Internet auction sites. Our solutions are designed to save time and money for small- to medium-sized businesses.
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Credit cards account for the majority of all online purchases.
Below is what you need to start accepting online payments:

Payment Gateway Account

The Authorize.Net Payment Gateway provides the complex infrastructure and security necessary for fast, reliable and secure transmission of transaction data between websites and the payment networks.

Accept a variety of payment methods
Safe and secure (PCI-DSS compliant)
Industry-leading reputation since 1996

Free, award-winning customer support
Free fraud prevention tools
Free website seal to boost shopper confidence and sales

Internet Merchant Account

An Internet merchant account is the type of bank account that allows businesses to accept online credit card payments. Authorize.Net works with almost all merchant account providers. To find a merchant account, please see our Reseller Directory.

Automatic deposit of funds into your bank account
Funds received in as few as 1-2 days*
Bank represents your interests in transaction disputes

* Depending on your merchant account provider

FDIC insured
Total control of your account, not shared accounts

Learn More About Accepting Online Payments

How The Credit Card Process Works

See all seven steps of the credit card process

Payment Processing	All major credit cards: Visa®, MasterCard®, American Express®, Discover®, Diner's Club, JCB Signature Debit Cards Authorize.Net eCheck.Net® (bank account)* Accept international transactions from customers worldwide. However, your bank must be based in the USA, Canada or United Kingdom. For additional international locations, please see CyberSource Advanced)
Fraud Prevention	Identify, manage and prevent suspicious and potentially costly fraudulent transactions with our exclusive customizable, rules-based Advanced Fraud Detection Suite™ (AFDS)* Address Verification Service (AVS) Card Code Verification (CVV2) Support for Verified by Visa and MasterCard SecureCode™
Online Account Access	Manage and review transactions, configure account settings, view account statements, download reports, and more through a password-protected website: the Merchant Interface. Use the Transaction Details API to retrieve the details of your processed transactions for reporting and reconciliation. Set up multiple user accounts with permissions to control account access.
Payment Security/Authorize.Net Compliance	Simplify your PCI DSS compliance by storing sensitive customer data on our secure servers using our hosted payment form or payment tokenization*. With Authorize.Net, your customers can be confident their data is secure. Learn more about our compliance with industry protocols such as the Payment Card Industry Data Security Standard (PCI DSS).
Building Your Business	Place the free Authorize.Net Verified Merchant Seal on your website for additional credibility. Accepting credit cards directly on your site assure customers that you have an established business. Control the look of your checkout page to reinforce your company's brand, either on your own site or by using our custom hosted payment form.
Free, Award-Winning Support	Online Support Center Toll-free phone support Online chat eTicket system Web form email
Recurring or Subscription Billing	Bill repeat customers without storing their payment information locally or asking for it each time. Automated Recurring Billing™ (ARB)* for automatic handling of fixed online subscriptions. Customer Information Manager (CIM)* for dynamic recurring billing (you bill your customers different amounts or on different days each month).
Free Mobile and MOTO Payments	Free Authorize.Net Mobile Application to accept payments on the go. Free Virtual Terminal to enter payment information manually.

* Value-adding product, additional fee applies

Choose a way to connect your website to your payment gateway account.
There are three ways to do this:

Do It Yourself

Buy Now Buttons
Our easy-to-implement Simple Checkout allows your customers to purchase single items (in any quantity) using our hosted payment form. Simply enter the appropriate item information, and HTML code is created for Donate or Buy Now buttons to insert into your website.

Advanced and Custom Integration
Merchants and developers with Web expertise and resources can perform their own integration with time-saving resources from our Developer Center, such as sample code, documentation, troubleshooting tools, FAQs, and everything else needed to get started.

Select a Pre-Integrated Shopping Cart

Authorize.Net Certified Shopping Carts automatically connect your website to the payment gateway, allowing you to accept payments immediately. Choosing a pre-integrated product is often the easiest and most practical way to get started. There are dozens of certified, third-party solutions for online merchants in our Certified Solutions Directory.

Browse Certified Shopping Carts

Contract a Certified Developer

If you need the expertise and convenience of a Web developer to connect your website to the payment gateway, we highly recommend you choose an Authorize.Net Certified Developer. Our Certified Developers have met rigorous integration standards and provide samples of successful integrations.

Browse Certified Developers

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Accept Payments Online

An Authorize.Net Payment Gateway account allows you to accept credit cards and electronic checks from websites and Internet auction sites. Our solutions are designed to save time and money for small- to medium-sized businesses.

Credit cards account for the majority of all online purchases. Below is what you need to start accepting online payments:

Payment Gateway Account

Internet Merchant Account

Learn More About Accepting Online Payments

How The Credit Card Process Works

Payment Processing

Fraud Prevention

Online Account Access

Payment Security/Authorize.Net Compliance

Building Your Business

Free, Award-Winning Support

Recurring or Subscription Billing

Free Mobile and MOTO Payments

Choose a way to connect your website to your payment gateway account.There are three ways to do this:

Do It Yourself

Select a Pre-Integrated Shopping Cart

Contract a Certified Developer

Credit cards account for the majority of all online purchases.
Below is what you need to start accepting online payments:

Choose a way to connect your website to your payment gateway account.
There are three ways to do this: