Step 5: The RDFI passes funds from the customer's account to the ACH Network. The RDFI also notifies the ACH Network of any returns (in the event that funds for a transaction could not be collected from the customer's bank account) or chargebacks (in the event that a customer disputes a purchase).
In the event of a returned transaction, Authorize.Net will post the return to the merchant.
Continue to Step 6 |