Kabbage^® offers a simple, modern way for businesses to access funding with the flexibility they need. Through the safe and secure online application, businesses can link their latest information to be approved quickly for lines of credit of up to $250,000. ^{1, 2} As an Authorize.Net merchants, you can receive a $50 gift card³ when you qualify for a Kabbage business line of credit.

Kabbage small business loans have simple, 6, 12 or 18-month payment terms, and you can withdraw funds whenever⁴ you need extra capital. Payment schedules can easily be reviewed before taking a loan to avoid any surprises.

How a Kabbage line of credit works:

1. Apply online

Enter basic details and link your business information online or through our mobile app.

2. Get a quick decision

Kabbage will review your business performance to let you know how much working capital you can access.

3. Start using your funds

Access what you need through your computer, the mobile app or the Kabbage Card.

¹Kabbage can approve you in minutes for up to $150,000 when they are able to automatically obtain your business data and verify your bank account. Lines of credit over $150,000 require a manual review. In some situations, errors may occur during the sign-up process, or Kabbage may need to send micro-deposits to confirm your bank account for security purposes. If this is the case, it may take up to several days to provide you with access to funding.

²Credit lines and pricing are subject to periodic review or change, including line and pricing reductions, line and pricing increases, or line eliminations. Individual requests for capital are separate installment loans. All loans are subject to credit approval. Frequently Asked Questions.

All Kabbage business loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

³Customers who apply for a Kabbage line of credit using https://www.kabbage.com/blog/plp/authorize and are approved will receive a $50 gift card via email 3-4 weeks after getting approved. This Visa e-gift card can be used online wherever Visa debit is accepted. Kabbage reserves the right to cancel the promotion at any time. This offer is single-use and non-transferrable. Valid in the US only.